NBT Bank of Speculator

Routes 8 & 30

Speculator, NY  12164

(518) 548-7211

New Winter Lobby Hours 

(effective starting January 9, 2012; summer hours effective May 21, 2012)

Monday:  9:00am to 4:00pm

Tuesday:  9:00am to 1:00pm

Wednesday:  9:00am to 1:00pm

Thursday:  9:00am to 1:00pm

Friday: 9:00pm to 5:00pm

24 hour night drop

24 hour ATM

Use your NBT Banker Cash and Check Card to make withdrawals 24 hours a day, seven days a week at any ATM or to pay for purchases where you see the VISA logo.  Stop by any NBT Bank office to request your card.

It's easy to bank by phone.  Our NBT Banker Line is always open.  Using any touch-tone phone, simply call 1-800-NBT-BANK today.

Bank and pay bills online with NBT Online Banker. 

Visit www.nbtbank.com to take a test drive.